[Free] Financial Literacy: The Basics
A Foundational Course in Personal Finance, Wealth Strategy, and Financial Literacy for the 21st Century – Free Course
What you’ll learn
- Basics of banking, how to open up a bank account, etc
- Credit cards and why credit scores matter
- Basics of banking, how to open up a bank account, etc
- Credit cards and why credit scores matter
- Debt management, good debt vs bad debt, repayment strategies
- The importance of savings and emergency funds and how to establish that
- Fundamentals of investing, stocks, bonds, ETFs, mutual funds, crypto all simplified
- Taxes, knowing taxes understanding your paycheck
- Entrepreneurship and how to make money on the side
- How to stop and avoid financial scams
- Real life scenarios and case studies about finance to apply this in the real world
Requirements
- Nothing
Description
This course provides an academically grounded, application-driven introduction to the principles of modern personal finance. Drawing from research in behavioral economics, financial planning, and consumer credit, students will explore the structural and psychological factors that influence financial decision-making. Topics include income management, budget formulation, credit optimization, debt amortization strategies, risk assessment, and foundational investment theory. Emphasis is placed on building transferable skills, such as long-term financial forecasting, constructing personalized asset allocation models, and evaluating the opportunity cost of consumption in a high-inflation, post-pandemic economy. This course is very inclusive, as it is modeled for high schoolers, college graduates/undergraduates, young adults, everyone in between who is interested in fiscal literacy.Through practical assignments and case-based learning, participants will develop a five-year financial roadmap, engage with real-world data, and apply cost-benefit frameworks to everyday decisions. Special focus is given to the interplay between digital financial tools and personal cybersecurity, equipping students with literacy for an increasingly decentralized financial system.
By the end of this course, learners will possess a deep understanding of how to construct resilient financial strategies and evaluate their decisions using academic and professional standards. Whether preparing for graduate study, a career in finance, or personal financial independence, this course serves as a rigorous foundation for economically literate, future-oriented individuals.Go fund me for Code With Purpose Here!
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