[100% Off] Credit Risk Management For Banking &Amp; Fintech
Master credit risk management
What you’ll learn
- Understand credit risk objectives
- the 5Cs of credit
- and how to evaluate borrower creditworthiness effectively.
- Apply collateral assessment and covenant negotiation techniques to mitigate lending risks.
- Use key credit risk metrics (RAROC
- RORWA
- CAPM
- PD/LGD/EAD) to measure and manage risk
- Credit risk management and mitigation
Requirements
- No prior experience required. Basic familiarity with financial statements and Excel/Google Sheets is helpful but not mandatory.
Description
Credit risk is the backbone of every lending and investment decision. Yet most professionals struggle to move beyond theory into practical application. This course bridges that gap.You’ll learn how to evaluate borrowers using the 5 Cs of Credit, assess collateral quality, negotiate covenants, and apply advanced tools like RAROC, RORWA, PD/LGD/EAD, and CAPM. We’ll also cover portfolio diversification, structured credit, and counterparty risk—plus the global Basel Accords that shape modern banking.
Through step-by-step lessons, real case studies, and downloadable templates, you’ll gain the confidence to present credit recommendations to committees, price loans correctly, and safeguard profitability while staying compliant with regulatory frameworks.
By the end of this course, you will be able to:
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Analyze financial ratios and cash flow to detect borrower red flags
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Structure covenants and collateral to mitigate risk
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Calculate risk-adjusted returns with RAROC and RORWA
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Understand Basel III/IV capital requirements and their impact on banks
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Present a professional credit memo with confidence
If you lend, invest, or ship fintech products—credit risk is the one mistake you can’t afford.
Enroll now and transform the way you understand and manage credit risk.
